How important is Character in Obtaining a Loan?

5 C’s of Credit:  Character By Sean Terrazas, Credit Underwriter – Houston Business Development, Inc. How do lenders determine the credit worthiness of borrowers?  In general, financing institutions determine who they will extend credit to based upon five key factors or the “5 C’s of credit:” character, capacity, capital, collateral, and condition.  Character, being one [...]